Not only has fitness evolved over the years, but so have you - neither of which is a bad thing.

Gyms now offer a variety of accommodating equipment and exciting classes run by certified instructors. Fitness apps provide an additional layer of wellness, including health monitoring and socialization.

But with all the options, it's easy to get overwhelmed and stop before you even get started.

How to compare gym and fitness app memberships

The objective is to design a personalized workout plan based on your fitness target. So, what you are looking for in a gym or app may be very different from what someone else is looking for.

First, consider your fitness goals. A gym is best for people who prefer a structured routine and a diverse choice of equipment. A fitness app is better for people who prefer at-home workouts that allow for flexibility and privacy.

Your lifestyle will also play a factor. Consider your schedule and how often you're likely to go to the gym or use a fitness app. Is the social atmosphere of the gym more up your alley, or are you looking for the convenience of a fitness app?

How to save on gym and fitness app memberships

You can stay healthy regardless of your budget. Do a little research and find the best fit for you.

• Community centers. Many communities offer discounted gym memberships, including senior discounts. For example, YMCAs provide financial assistance to low-income households and lower membership costs for those 65 and older.
• Senior discounts. You can probably find senior-specific membership rates at local gyms. Make a few phone calls and compare rates.
• Health insurance benefits. Medicare Advantage plans, and other insurance providers offer free or discounted gym memberships and access to some of the best fitness apps.
• Shared memberships. Ask a friend or family member to split the membership cost.
• Haggle. Gyms don't mind if you try to negotiate gym membership fees. They particularly don't mind if you're willing to commit to a longer contract or pay in full.
• AARP membership. Take advantage of AARP's deals with gyms and fitness apps since they are going to remind you monthly that you're getting older, anyway.
• Try it out first. A lot of gyms and apps offer free trials. Take advantage of them all because you commit to a long-term contract.
• Specialized classes. Maybe you don't need or want all of that equipment. Plenty of fitness facilities offer senior-friendly classes that are geared more toward your specialized needs.

Popular choices for gym and fitness app memberships

Getting older comes with certain perks. One of the biggest is that it opens up access to quality health and wellness options.

SilverSneakers offers free or discounted gym access to seniors through many Medicare Advantage plans and includes:

• Access to over 15,000 fitness locations nationwide
• Online and in-person fitness classes
• Nutrition advice
• Trainer support
• Social events
• A free fitness app

Other Medicare Advantage plans offer discounted gym memberships, full access to fitness centers, and virtual fitness programs. Many members take advantage of incentive programs to stay active, such as gift cards, discounts on exercise equipment, or a free fitness tracker.

You can search for plans available using the Medicare website.